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    • Home
    • About
    • Services
    • Affiliations
    • Trusted Partners
    • $2K OFF
    • Contact
  • Home
  • About
  • Services
  • Affiliations
  • Trusted Partners
  • $2K OFF
  • Contact
Better Life Logo

Financing Built for Real Estate Investors

Flexible financing for investors who buy, renovate, build, refinance, and hold real estate.

Starks Business Solutions has partnered with BetterLife Real Estate Funding to connect real estate investors with financing designed around how investors actually operate.


BetterLife was built by real estate investors, for real estate investors. Founded by longtime investor, educator, and former BiggerPockets Podcast host Brandon Turner, BetterLife focuses on investment property financing rather than traditional owner occupied lending.

Financing for Different Investment Strategies

Fix & Flip

New Construction

Bridge Loans

 Short term financing for purchasing and renovating investment properties. Financing may be available up to 92.5% LTC for qualifying experienced investors. 

Bridge Loans

New Construction

Bridge Loans

 Financing for newly constructed or renovated properties that are vacant and stabilized but not yet eligible for permanent financing. 

New Construction

New Construction

Rental Properties

 Financing for residential and small multifamily construction, with programs offering up to 90% LTC and financing of eligible construction costs. 

Rental Properties

Short Term Rentals

Rental Properties

 Permanent financing for investment properties with long term tenants, using rental cash flow and stabilized property value in underwriting. 

Rental Portfolios

Short Term Rentals

Short Term Rentals

 Financing for experienced investors who want to combine multiple rental properties into a single loan rather than finance each property individually. 

Short Term Rentals

Short Term Rentals

Short Term Rentals

 Permanent financing specifically for Airbnb and VRBO properties. DSCR can be calculated using 12 months of operating history or AirDNA market rents. 

Bank Statement Loans

Bank Statement Loans

Bank Statement Loans

 An alternative for small business owners and self employed investors that uses bank statement analysis rather than tax returns to evaluate income. 

Why SBS Recommends BetterLife

 Real Estate Investors Need Lenders Who Understand the Deal


Traditional financing does not always fit an investor's timeline, income structure, or investment strategy.


BetterLife focuses specifically on investment real estate and offers financing across acquisition, renovation, construction, stabilization, and long term ownership. That makes it a particularly strong fit with the investors and real estate operators SBS serves.

See If Your Deal Qualifies

Especially Relevant for Short Term Rental Investors

Financing Designed for STR Investors

 Short term rentals do not always fit neatly into conventional mortgage underwriting. BetterLife offers a dedicated STR program for qualifying Airbnb and VRBO properties.


Current program guidelines include:

  • Loan amounts generally from $150,000 to $1.5 million
  • Up to 75% LTV, with 70% for certain cash out refinances
  • 30 year financing options
  • Minimum 1.0 DSCR
  • Revenue evaluation using 12 months of operating history and AirDNA market rents
  • Eligible single family homes, townhomes, warrantable condos, and 1 to 4 unit properties


Program eligibility and terms apply.

STR Financing

Ready to take the next step?

 Mortgages are offered in partnership with Vontive, NMLS ID 1716495 ("Lender"). This is not a commitment to extend mortgage credit. Mortgage products, programs, eligibility criteria, pricing, and terms are subject to change without notice and at the sole discretion of the lender. 

Get Started

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